SERVICES

Investment Planning

• Lump Sum & Regular Savings Plans - Investment Bonds, OEICS, Unit Trusts, Investment Trusts etc.
• Personal Equity Plan Transfers (PEPs)/Individual Savings Accounts (ISAs)
• Offshore Investments
• School and Further Education Fees Planning

Retirement Planning

• Stakeholder Pensions
• Personal Pensions
• Pension Transfers
• Income Drawdown & Phased Retirement

Life Assurance

• Endowment policies for Saving & Protection
• Term Assurance & Whole of Life plans
• Convertible Term plans
• Mortgage Protection plans

Accident & Sickness Insurance

• Permanent Health Insurance (PHI)
• Critical Illness Insurance
• Long Term Care Assurance

Inheritance Tax Planning

• Expert advice available for basic or complex Inheritance Tax Planning

Mortgage & Re-Mortgage Services

• Mortgages for First Time Buyers and Movers
• Remortgages for Home Improvements, Debt Consolidation etc.
• Buy to Let Mortgages

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

• Lifetime Mortgages

This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration.

Commercial Finance

We have a dedicated adviser with over 30 years experience in Commercial and Corporate Finance. Services include:

• Arranging finance for business purchase
• Assessment of financial information ahead of purchase
• Preparation of Business Plans and Cash Flow forecasts
• Tax advice

Your home may be repossessed if you do not keep up repayments on your mortgage.

Corporate Services

• Key Man Assurance
• Shareholder & Partnership Protection Insurance
• Executive Pension Plans
• Small Self Administered Schemes (SSASs)
• Group Pension Planning (Group Pensions)
• Group Death in Service & PHI plans

For arranging your mortgage we will charge you a fee of £300. Our fee is payable when we give you our recommendation. If your mortgage proceeds to completion, we may also receive commission from the lender.